Feb. 2, 2015Jeffrey J. Andersen, Iowa Banking Law Blog

Small financial institutions should understand the seven key changes in a CFPB proposal for mortgage regulations.

Feb. 1, 2015Benjamin D. Bruner, Iowa Banking Law Blog, Iowa Real Estate & Land Use Blog

In its decision the court reasoned that the implied warranty should not be extended to lenders due to the fact that lenders can protect themselves against construction defects in other ways.

Jan. 27, 2015John E. Lande, Iowa Banking Law Blog

…Target may have violated Minnesota’s Plastic Card Security Act. The law governs company retention of customer information. The court concluded that since Target is based in Minnesota the law applies to Target transactions regardless of whether they occur in Minnesota or not.

Jan. 23, 2015John E. Lande, Iowa Banking Law Blog

The Truth in Lending Act allows consumers to rescind certain loans within three days of consummation of the loan if they receive TILA disclosures, and up to three years after the date of the transaction if no disclosures are provided.

Jan. 14, 2015Joseph M. Borg, Iowa Banking Law Blog

A relatively new statute signed into law in July of 2013 poses a significant threat to lenders’ secured collateral when dealing with borrowers who receive Medicaid reimbursement payments from the State.

share this page: