Blog posts in tag Consumer Financial Protection Bureau

Looming LIBOR Transition: Bank Planning Should Start Now

Posted on 07/20/2020 at 11:17 AM by David Gonzales

Categories: Banking Law, David Gonzales, Dickinson Law News

Tagged As: Consumer Financial Protection Bureau, interest rates, LIBOR, London Interbank Offer Rate , Prime Rate, Regulation Z, Secure Overnight Funding Rate , SOFR, Truth in Lending Act

Looming LIBOR Transition: Bank Planning Should Start Now

The London Interbank Offer Rate (LIBOR) is the basis index for a large number of financial instruments from interest rat...

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Some regulatory relief: Rule amending GLBA annual notice requirements proposed

Posted on 07/14/2016 at 12:30 PM by Jesse Johnston

Categories: Banking Law, Jesse Johnston

Tagged As: CFPB, Consumer Financial Protection Bureau, FAST Act, Fixing America's Surface Transportation Act, GLBA, Gramm Leach Bliley Act, Iowa banking law, President Obama

Some regulatory relief: Rule amending GLBA annual notice requirements proposed

In December of 2015, President Obama signed the “Fixing America’s Surface Transportation Act” (FAST Ac...

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Privacy policies: You must choose, but choose wisely

Posted on 03/22/2016 at 08:46 AM by John Lande

Categories: Banking Law, Cybersecurity Law, John Lande

Tagged As: Adobe, Children's Online Privacy Act, Consumer Financial Protection Bureau, Consumer Protection Bureau, private consumer information, UDAAP

Privacy policies: You must choose, but choose wisely

Almost every business now has an online presence. Many businesses, including financial institutions, have expanded their...

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Credit where credit Is due: Iowa Supreme Court rules overdraft protection Is not credit

Posted on 03/07/2016 at 07:23 AM by Jesse Johnston

Categories: Banking Law, Jesse Johnston

Tagged As: CFPB, Consumer Financial Protection Bureau, ICCC, Iowa banking, Iowa Consumer Credit Code, Iowa Supreme Court, Legg v. West Bank, nonsufficient funds, overdraft fees, overdraft protection

Credit where credit Is due: Iowa Supreme Court rules overdraft protection Is not credit

Co-Authored with John E. Lande The Iowa Supreme Court filed two opinions last week that affect Iowa chartered banks'...

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Community Development Financial Institutions: Increase economic development in your community and ease your compliance burden at the same time!

Posted on 03/07/2016 at 07:23 AM by John Lande

Categories: Banking Law, John Lande

Tagged As: ability to repay, Consumer Financial Protection Bureau, economic development, Iowa banking law, Iowa community bankers, qualified mortgage

Community Development Financial Institutions: Increase economic development in your community and ease your compliance burden at the same time!

This month, the Consumer Financial Protection Bureau's (CFPB's) new Ability to Repay (ATR) and Qualified Mortgag...

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"Add-on" products come under scrutiny of the CFPB

Posted on 03/07/2016 at 07:23 AM by The Newsroom

Categories: Banking Law

Tagged As: CFPB, Consumer Financial Protection Bureau, credit card add-ons, credit card disclosures, Equal Credit Opportunity Act, federal regulation, Iowa banking law

"Add-on" products come under scrutiny of the CFPB

Credit card issuers have been put on notice by the Consumer Financial Protection Bureau ("CFPB") that offering...

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Prepaid cards face scrutiny

Posted on 03/07/2016 at 07:24 AM by The Newsroom

Categories: Banking Law, Employment & Labor Law

Tagged As: CFPB, consumer financial products, Consumer Financial Protection Bureau, Cordray, Iowa banking law, Iowa Employer Law Blog, prepaid cards, regulations, under banked

Prepaid cards face scrutiny

There has been much in the news of late about the use of prepaid cards and increased scrutiny by the Consumer Financial...

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CFPB to hold supervised banks and non-banks responsible for service provider violations

Posted on 03/07/2016 at 07:23 AM by The Newsroom

Categories: Banking Law

Tagged As: bank service providers, banking regulatory compliance, CFPB, Consumer Financial Protection Bureau, Dodd-Frank Act, Iowa banking law

CFPB to hold supervised banks and non-banks responsible for service provider violations

On April 13, 2012, the Consumer Financial Protection Bureau issued a bulletin advising of its expectations for over...

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CFPB clears the way for loan originators to participate in qualified plans

Posted on 03/07/2016 at 07:23 AM by The Newsroom

Categories: Banking Law

Tagged As: bank examinations, CFPB, Consumer Financial Protection Bureau, Dodd-Frank, FDIC, Iowa banking law, loan originators, mortgage lenders, profit sharing plans, qualified plans, Reg Z

CFPB clears the way for loan originators to participate in qualified plans

Loan originators and their employers may breathe a slight sigh of relief as a result of a recently issued CFPB Bulletin....

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Dodd-Frank financial reform legislation affords bank employees whistleblower protection

Posted on 03/07/2016 at 07:23 AM by The Newsroom

Categories: Banking Law

Tagged As: bank employees whistleblower protection, consumer financial products, Consumer Financial Protection Bureau, Dodd-Frank Bill, Dodd-Frank Section 1002, Dodd-Frank Title X, employer retaliation, financial industry reform legislation, financial reform, Section 1057 Dodd-Frank

Dodd-Frank financial reform legislation affords bank employees whistleblower protection

Many financial institutions already have codes of ethics or other employee policies that prohibit retaliation against em...

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